Craig Toberman connected with Jeff Benjamin from InvestmentNews in the article “Advisors Stepping Up to Bond Ladders as Fed Pushes Rates Up Another Quarter Point” to discuss the benefits of a bond-laddering strategy for spreading fixed-income exposure over several years.
"Now is a good time to be locking in rates that are short- to intermediate-term with a bond ladder going out four, five or six years,” he said. “A year ago, when rates were still low, it didn’t make sense to build a bond ladder that went out more than a year, but we had a unique situation when rates were near zero and I couldn’t recommend a bond ladder."
If you are interested in hearing more of Craig Toberman’s thoughts on risk tolerance, please book a call with him.
Craig Toberman is the Founder of Toberman Wealth – a fee-only, fiduciary financial advisor based in St. Louis. He assists families and businesses with strategic financial planning and long-term wealth management. He has over a decade of experience in financial services and has crafted custom financial plans for hundreds of families and businesses.
Craig received a Bachelor of Science (B.S.) degree in Agricultural and Consumer Economics from the University of Illinois and a Master of Business Administration (M.B.A.) degree in Finance from Saint Louis University. He is a Certified Financial Planner (CFP), Chartered Financial Analyst (CFA) charterholder, and Certified Public Accountant (CPA).
Craig is a member of the National Association of Personal Financial Advisors (NAPFA), Fee-Only Network, and XY Planning Network.
Craig lives in the greater St. Louis area with his wife, Ally and son, Hank.